{"id":215,"date":"2025-09-30T05:24:38","date_gmt":"2025-09-30T05:24:38","guid":{"rendered":"https:\/\/kut.ypj.mybluehost.me\/website_d77fd9b4\/?p=215"},"modified":"2025-11-21T19:53:34","modified_gmt":"2025-11-21T19:53:34","slug":"beyond-asset-allocation-a-modern-approach-to-diversification","status":"publish","type":"post","link":"https:\/\/mdwealthpartners.com\/website_d77fd9b4\/beyond-asset-allocation-a-modern-approach-to-diversification\/","title":{"rendered":"Beyond Asset Allocation: A Modern Approach to Diversification"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">For decades, the financial world has told you there&#8217;s one primary way to manage investment risk: asset allocation. The classic advice is to create a &#8220;pie chart&#8221; of stocks, bonds, and maybe a few alternatives. You pick a mix\u2014like 60% stocks and 40% bonds\u2014and hope that when one zigs, the other zags.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This isn\u2019t necessarily bad advice. It\u2019s just\u2026 incomplete.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Simple, static asset allocation is a relic of a different era. In today&#8217;s complex and fast-moving world, we believe true portfolio resilience requires a more sophisticated approach. It requires moving beyond just asset allocation and diversifying by a more powerful factor: <strong>investment methodology<\/strong>.<\/p>\n\n\n\n<figure class=\"wp-block-image alignright size-full is-resized\"><img decoding=\"async\" width=\"1024\" height=\"1024\" loading=\"lazy\" src=\"https:\/\/kut.ypj.mybluehost.me\/website_d77fd9b4\/wp-content\/uploads\/2025\/09\/resilient_portfolio.png\" alt=\"\" class=\"wp-image-217\" style=\"width:387px;height:auto\" srcset=\"https:\/\/mdwealthpartners.com\/website_d77fd9b4\/wp-content\/uploads\/2025\/09\/resilient_portfolio.png 1024w, https:\/\/mdwealthpartners.com\/website_d77fd9b4\/wp-content\/uploads\/2025\/09\/resilient_portfolio-300x300.png 300w, https:\/\/mdwealthpartners.com\/website_d77fd9b4\/wp-content\/uploads\/2025\/09\/resilient_portfolio-150x150.png 150w, https:\/\/mdwealthpartners.com\/website_d77fd9b4\/wp-content\/uploads\/2025\/09\/resilient_portfolio-768x768.png 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">The Problem with the Pie Chart<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Think of a simple stock-and-bond portfolio. The core assumption is that these two asset classes have a low correlation\u2014that they won\u2019t always move in the same direction. But as we\u2019ve seen time and again, during periods of significant market stress, correlations can converge. Seemingly &#8220;diversified&#8221; assets can fall in unison, leaving portfolios more exposed than their owners realized.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Why does this happen? Because every asset in that simple pie chart is often governed by the same single, overarching methodology. The strategy is entirely dependent on the fixed relationship between those asset classes. When that relationship breaks down, so does the strategy.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">A More Resilient Structure: The Portfolio of Strategies<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Instead of building a simple mix of asset classes, our process is designed to engineer a <strong>portfolio of strategies<\/strong>. It\u2019s a fundamentally different approach.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Here\u2019s how it works:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">The Blueprint Comes First<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">We begin with your <a href=\"\/website_d77fd9b4\/beyond-the-numbers-the-power-of-a-true-financial-discovery-process\/\">financial blueprint<\/a>\u2014a detailed plan that translates your life goals into specific, quantifiable financial objectives. This blueprint determines the jobs your money needs to do, accounting for the unique growth, income, and liquidity you require.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">We Select the Managers<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">We then act as architects, selecting a combination of distinct and independent investment strategies to work together within a cohesive framework. Each strategy &#8220;sleeve&#8221; is managed by an investment team chosen for its specific and well-defined discipline for navigating the markets.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">The Managers Execute<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The investment team for each sleeve is responsible for the day-to-day execution within their strategy\u2014selecting the individual securities, making tactical adjustments, and managing risk according to their specific discipline.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Our job isn&#8217;t to pick the stocks. Our job is to select the right combination of investment managers, each with a distinct methodology, and ensure their strategies work in concert to achieve your goals.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">By combining these different investment managers, we are effectively assembling a diverse set of playbooks, with each one designed to accomplish a specific job. So while one part of your portfolio might be focused on steady, long-term growth, another part might be designed to be more defensive, with the primary goal of <strong>managing risk<\/strong> during market downturns. We can then complement those with strategies specifically engineered to <strong><a href=\"\/website_d77fd9b4\/are-your-returns-working-smart-enough\/\">behave differently<\/a><\/strong> than the mainstream stock and bond markets\u2014adding a layer of stability\u2014or with more focused strategies designed to <strong>enhance returns<\/strong> by capitalizing on unique opportunities.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It\u2019s important to note that some of these &#8220;strategy sleeves&#8221; might use methodologies that seem quite familiar. A sleeve could be a traditional stock and bond portfolio, a laddered bond portfolio, or a collection of individual stocks designed to track an index (a &#8220;direct indexing&#8221; strategy). These are all valid and powerful methodologies. But they are rarely a complete solution on their own.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The Real-World Difference<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">What does this mean for you? It means your portfolio isn&#8217;t reliant on a single, static assumption about how asset classes behave. It is a dynamic framework where a traditional strategy might be paired with a defensive one, creating a synthesis of methodologies designed to be more adaptive.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This is the difference between having a single tool and having a full toolbox. A <a href=\"\/website_d77fd9b4\/financial-junk-drawer-strategy\/\">simple stock and bond portfolio<\/a> is like a hammer\u2014an essential tool, to be sure. But you can&#8217;t build a resilient financial house with just a hammer. You need a full set of specialized tools working together.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This approach provides a more robust and adaptive structure\u2014one that is engineered not just to weather market volatility, but to capitalize on it. It\u2019s a modern approach for a modern world.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The real question is simple: Are you ready to move beyond the simple pie chart?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you\u2019re ready to have a true strategic framework engineered for your wealth, the conversation starts with your goals. Let&#8217;s build your blueprint.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/calendly.com\/nick-mdwealthpartners\/30min\"><strong>Book a 15-Minute Intro Call<\/strong><\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00a9 2025 MD Wealth Partners Inc. All Rights Reserved.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Investment advice offered through MD Wealth Partners Inc., a Registered Investment Advisor. The information and opinions expressed in this article are for general information only and are not intended to provide specific advice or recommendations for any individual. It should not be considered a solicitation for the purchase or sale of any security.<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Please consult your own legal or tax professionals for information regarding your individual situation. Investing involves risk, including the possible loss of principal, and past performance is not a guarantee of future results. Information throughout this site is obtained from sources which we and our suppliers believe reliable, but we do not warrant or guarantee the timeliness or accuracy of this information.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>For decades, the financial world has told you there&#8217;s one primary way to manage investment risk: asset allocation. The classic [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":216,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[13],"tags":[],"class_list":["post-215","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investment-philosophy"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Beyond Asset Allocation: A Modern Approach to Diversification - MD Wealth Partners Articles Beyond Asset Allocation: Diversification by Methodology | MDWP<\/title>\n<meta name=\"description\" content=\"The classic 60\/40 portfolio is incomplete. Our Westlake Village wealth advisors build a &#039;portfolio of strategies&#039; using diversification by methodology.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mdwealthpartners.com\/website_d77fd9b4\/beyond-asset-allocation-a-modern-approach-to-diversification\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Beyond Asset Allocation: A Modern Approach to Diversification - MD Wealth Partners Articles Beyond Asset Allocation: Diversification by Methodology | MDWP\" \/>\n<meta property=\"og:description\" content=\"The classic 60\/40 portfolio is incomplete. Our Westlake Village wealth advisors build a &#039;portfolio of strategies&#039; using diversification by methodology.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/mdwealthpartners.com\/website_d77fd9b4\/beyond-asset-allocation-a-modern-approach-to-diversification\/\" \/>\n<meta property=\"og:site_name\" content=\"MD Wealth Partners Articles\" \/>\n<meta property=\"article:published_time\" content=\"2025-09-30T05:24:38+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-21T19:53:34+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/mdwealthpartners.com\/website_d77fd9b4\/wp-content\/uploads\/2025\/09\/resilient_portfolio.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"1024\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Nicholas Willenbring, CPWA\u00ae, RF\u2122\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Nicholas Willenbring, CPWA\u00ae, RF\u2122\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/mdwealthpartners.com\\\/website_d77fd9b4\\\/beyond-asset-allocation-a-modern-approach-to-diversification\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/mdwealthpartners.com\\\/website_d77fd9b4\\\/beyond-asset-allocation-a-modern-approach-to-diversification\\\/\"},\"author\":{\"name\":\"Nicholas Willenbring, CPWA\u00ae, RF\u2122\",\"@id\":\"https:\\\/\\\/mdwealthpartners.com\\\/website_d77fd9b4\\\/#\\\/schema\\\/person\\\/36d004ec7b69a5fe6e9400ddf04a3b65\"},\"headline\":\"Beyond Asset Allocation: A Modern Approach to Diversification\",\"datePublished\":\"2025-09-30T05:24:38+00:00\",\"dateModified\":\"2025-11-21T19:53:34+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/mdwealthpartners.com\\\/website_d77fd9b4\\\/beyond-asset-allocation-a-modern-approach-to-diversification\\\/\"},\"wordCount\":883,\"image\":{\"@id\":\"https:\\\/\\\/mdwealthpartners.com\\\/website_d77fd9b4\\\/beyond-asset-allocation-a-modern-approach-to-diversification\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/mdwealthpartners.com\\\/website_d77fd9b4\\\/wp-content\\\/uploads\\\/2025\\\/09\\\/resilient_portfolio.webp\",\"articleSection\":[\"Investment Philosophy\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/mdwealthpartners.com\\\/website_d77fd9b4\\\/beyond-asset-allocation-a-modern-approach-to-diversification\\\/\",\"url\":\"https:\\\/\\\/mdwealthpartners.com\\\/website_d77fd9b4\\\/beyond-asset-allocation-a-modern-approach-to-diversification\\\/\",\"name\":\"Beyond Asset Allocation: A Modern Approach to Diversification - MD Wealth Partners Articles Beyond Asset Allocation: Diversification by Methodology | MDWP\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/mdwealthpartners.com\\\/website_d77fd9b4\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/mdwealthpartners.com\\\/website_d77fd9b4\\\/beyond-asset-allocation-a-modern-approach-to-diversification\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/mdwealthpartners.com\\\/website_d77fd9b4\\\/beyond-asset-allocation-a-modern-approach-to-diversification\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/mdwealthpartners.com\\\/website_d77fd9b4\\\/wp-content\\\/uploads\\\/2025\\\/09\\\/resilient_portfolio.webp\",\"datePublished\":\"2025-09-30T05:24:38+00:00\",\"dateModified\":\"2025-11-21T19:53:34+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/mdwealthpartners.com\\\/website_d77fd9b4\\\/#\\\/schema\\\/person\\\/36d004ec7b69a5fe6e9400ddf04a3b65\"},\"description\":\"The classic 60\\\/40 portfolio is incomplete. Our Westlake Village wealth advisors build a 'portfolio of strategies' using diversification by methodology.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/mdwealthpartners.com\\\/website_d77fd9b4\\\/beyond-asset-allocation-a-modern-approach-to-diversification\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/mdwealthpartners.com\\\/website_d77fd9b4\\\/beyond-asset-allocation-a-modern-approach-to-diversification\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/mdwealthpartners.com\\\/website_d77fd9b4\\\/beyond-asset-allocation-a-modern-approach-to-diversification\\\/#primaryimage\",\"url\":\"https:\\\/\\\/mdwealthpartners.com\\\/website_d77fd9b4\\\/wp-content\\\/uploads\\\/2025\\\/09\\\/resilient_portfolio.webp\",\"contentUrl\":\"https:\\\/\\\/mdwealthpartners.com\\\/website_d77fd9b4\\\/wp-content\\\/uploads\\\/2025\\\/09\\\/resilient_portfolio.webp\",\"width\":1024,\"height\":1024},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/mdwealthpartners.com\\\/website_d77fd9b4\\\/beyond-asset-allocation-a-modern-approach-to-diversification\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/mdwealthpartners.com\\\/website_d77fd9b4\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Beyond Asset Allocation: A Modern Approach to Diversification\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/mdwealthpartners.com\\\/website_d77fd9b4\\\/#website\",\"url\":\"https:\\\/\\\/mdwealthpartners.com\\\/website_d77fd9b4\\\/\",\"name\":\"MD Wealth Partners Articles\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/mdwealthpartners.com\\\/website_d77fd9b4\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/mdwealthpartners.com\\\/website_d77fd9b4\\\/#\\\/schema\\\/person\\\/36d004ec7b69a5fe6e9400ddf04a3b65\",\"name\":\"Nicholas Willenbring, CPWA\u00ae, RF\u2122\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/8180f089c88a190eea99d31d29103dddcf19b3fc6e7a7f3038a7a2759e348b69?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/8180f089c88a190eea99d31d29103dddcf19b3fc6e7a7f3038a7a2759e348b69?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/8180f089c88a190eea99d31d29103dddcf19b3fc6e7a7f3038a7a2759e348b69?s=96&d=mm&r=g\",\"caption\":\"Nicholas Willenbring, CPWA\u00ae, RF\u2122\"},\"url\":\"https:\\\/\\\/mdwealthpartners.com\\\/website_d77fd9b4\\\/author\\\/nick\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Beyond Asset Allocation: A Modern Approach to Diversification - MD Wealth Partners Articles Beyond Asset Allocation: Diversification by Methodology | MDWP","description":"The classic 60\/40 portfolio is incomplete. Our Westlake Village wealth advisors build a 'portfolio of strategies' using diversification by methodology.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/mdwealthpartners.com\/website_d77fd9b4\/beyond-asset-allocation-a-modern-approach-to-diversification\/","og_locale":"en_US","og_type":"article","og_title":"Beyond Asset Allocation: A Modern Approach to Diversification - MD Wealth Partners Articles Beyond Asset Allocation: Diversification by Methodology | MDWP","og_description":"The classic 60\/40 portfolio is incomplete. Our Westlake Village wealth advisors build a 'portfolio of strategies' using diversification by methodology.","og_url":"https:\/\/mdwealthpartners.com\/website_d77fd9b4\/beyond-asset-allocation-a-modern-approach-to-diversification\/","og_site_name":"MD Wealth Partners Articles","article_published_time":"2025-09-30T05:24:38+00:00","article_modified_time":"2025-11-21T19:53:34+00:00","og_image":[{"width":1024,"height":1024,"url":"https:\/\/mdwealthpartners.com\/website_d77fd9b4\/wp-content\/uploads\/2025\/09\/resilient_portfolio.webp","type":"image\/webp"}],"author":"Nicholas Willenbring, CPWA\u00ae, RF\u2122","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Nicholas Willenbring, CPWA\u00ae, RF\u2122","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/mdwealthpartners.com\/website_d77fd9b4\/beyond-asset-allocation-a-modern-approach-to-diversification\/#article","isPartOf":{"@id":"https:\/\/mdwealthpartners.com\/website_d77fd9b4\/beyond-asset-allocation-a-modern-approach-to-diversification\/"},"author":{"name":"Nicholas Willenbring, CPWA\u00ae, RF\u2122","@id":"https:\/\/mdwealthpartners.com\/website_d77fd9b4\/#\/schema\/person\/36d004ec7b69a5fe6e9400ddf04a3b65"},"headline":"Beyond Asset Allocation: A Modern Approach to Diversification","datePublished":"2025-09-30T05:24:38+00:00","dateModified":"2025-11-21T19:53:34+00:00","mainEntityOfPage":{"@id":"https:\/\/mdwealthpartners.com\/website_d77fd9b4\/beyond-asset-allocation-a-modern-approach-to-diversification\/"},"wordCount":883,"image":{"@id":"https:\/\/mdwealthpartners.com\/website_d77fd9b4\/beyond-asset-allocation-a-modern-approach-to-diversification\/#primaryimage"},"thumbnailUrl":"https:\/\/mdwealthpartners.com\/website_d77fd9b4\/wp-content\/uploads\/2025\/09\/resilient_portfolio.webp","articleSection":["Investment Philosophy"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/mdwealthpartners.com\/website_d77fd9b4\/beyond-asset-allocation-a-modern-approach-to-diversification\/","url":"https:\/\/mdwealthpartners.com\/website_d77fd9b4\/beyond-asset-allocation-a-modern-approach-to-diversification\/","name":"Beyond Asset Allocation: A Modern Approach to Diversification - MD Wealth Partners Articles Beyond Asset Allocation: Diversification by Methodology | MDWP","isPartOf":{"@id":"https:\/\/mdwealthpartners.com\/website_d77fd9b4\/#website"},"primaryImageOfPage":{"@id":"https:\/\/mdwealthpartners.com\/website_d77fd9b4\/beyond-asset-allocation-a-modern-approach-to-diversification\/#primaryimage"},"image":{"@id":"https:\/\/mdwealthpartners.com\/website_d77fd9b4\/beyond-asset-allocation-a-modern-approach-to-diversification\/#primaryimage"},"thumbnailUrl":"https:\/\/mdwealthpartners.com\/website_d77fd9b4\/wp-content\/uploads\/2025\/09\/resilient_portfolio.webp","datePublished":"2025-09-30T05:24:38+00:00","dateModified":"2025-11-21T19:53:34+00:00","author":{"@id":"https:\/\/mdwealthpartners.com\/website_d77fd9b4\/#\/schema\/person\/36d004ec7b69a5fe6e9400ddf04a3b65"},"description":"The classic 60\/40 portfolio is incomplete. Our Westlake Village wealth advisors build a 'portfolio of strategies' using diversification by methodology.","breadcrumb":{"@id":"https:\/\/mdwealthpartners.com\/website_d77fd9b4\/beyond-asset-allocation-a-modern-approach-to-diversification\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/mdwealthpartners.com\/website_d77fd9b4\/beyond-asset-allocation-a-modern-approach-to-diversification\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/mdwealthpartners.com\/website_d77fd9b4\/beyond-asset-allocation-a-modern-approach-to-diversification\/#primaryimage","url":"https:\/\/mdwealthpartners.com\/website_d77fd9b4\/wp-content\/uploads\/2025\/09\/resilient_portfolio.webp","contentUrl":"https:\/\/mdwealthpartners.com\/website_d77fd9b4\/wp-content\/uploads\/2025\/09\/resilient_portfolio.webp","width":1024,"height":1024},{"@type":"BreadcrumbList","@id":"https:\/\/mdwealthpartners.com\/website_d77fd9b4\/beyond-asset-allocation-a-modern-approach-to-diversification\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/mdwealthpartners.com\/website_d77fd9b4\/"},{"@type":"ListItem","position":2,"name":"Beyond Asset Allocation: A Modern Approach to Diversification"}]},{"@type":"WebSite","@id":"https:\/\/mdwealthpartners.com\/website_d77fd9b4\/#website","url":"https:\/\/mdwealthpartners.com\/website_d77fd9b4\/","name":"MD Wealth Partners Articles","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/mdwealthpartners.com\/website_d77fd9b4\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/mdwealthpartners.com\/website_d77fd9b4\/#\/schema\/person\/36d004ec7b69a5fe6e9400ddf04a3b65","name":"Nicholas Willenbring, CPWA\u00ae, RF\u2122","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/8180f089c88a190eea99d31d29103dddcf19b3fc6e7a7f3038a7a2759e348b69?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/8180f089c88a190eea99d31d29103dddcf19b3fc6e7a7f3038a7a2759e348b69?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/8180f089c88a190eea99d31d29103dddcf19b3fc6e7a7f3038a7a2759e348b69?s=96&d=mm&r=g","caption":"Nicholas Willenbring, CPWA\u00ae, RF\u2122"},"url":"https:\/\/mdwealthpartners.com\/website_d77fd9b4\/author\/nick\/"}]}},"jetpack_featured_media_url":"https:\/\/mdwealthpartners.com\/website_d77fd9b4\/wp-content\/uploads\/2025\/09\/resilient_portfolio.webp","_links":{"self":[{"href":"https:\/\/mdwealthpartners.com\/website_d77fd9b4\/wp-json\/wp\/v2\/posts\/215","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mdwealthpartners.com\/website_d77fd9b4\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mdwealthpartners.com\/website_d77fd9b4\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mdwealthpartners.com\/website_d77fd9b4\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mdwealthpartners.com\/website_d77fd9b4\/wp-json\/wp\/v2\/comments?post=215"}],"version-history":[{"count":4,"href":"https:\/\/mdwealthpartners.com\/website_d77fd9b4\/wp-json\/wp\/v2\/posts\/215\/revisions"}],"predecessor-version":[{"id":371,"href":"https:\/\/mdwealthpartners.com\/website_d77fd9b4\/wp-json\/wp\/v2\/posts\/215\/revisions\/371"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mdwealthpartners.com\/website_d77fd9b4\/wp-json\/wp\/v2\/media\/216"}],"wp:attachment":[{"href":"https:\/\/mdwealthpartners.com\/website_d77fd9b4\/wp-json\/wp\/v2\/media?parent=215"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mdwealthpartners.com\/website_d77fd9b4\/wp-json\/wp\/v2\/categories?post=215"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mdwealthpartners.com\/website_d77fd9b4\/wp-json\/wp\/v2\/tags?post=215"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}